YC Spring 2026 (P26) company

Kinro

Autonomous insurance brokerage for small businesses

fintechinsurancefintech16 public signals

About Kinro

We are building the first autonomous insurance brokerage. We hit $1M in annual revenue building insurance workflows for brokers. Then we realized the bigger opportunity was replacing them. In the US, there are 36 million SMBs, and 77% are underinsured because distribution is broken. Brokers can’t serve low-premium SMBs profitably: a $2K policy takes almost as much work as a $20K one. Kinro changes that. Our AI agents handle the full broker workflow 24/7, from finding prospects to binding policies. In 3 weeks, we got licensed in 24 states and appointed by 10 carriers. Last week, our agents autonomously bound 9 policies. Before Kinro, Pierre was an AI researcher at DeepMind. Corentin was Chief Insurance Officer at an insurtech. Parth built ML systems at Zoox.

Public traction evidence

Each signal links to the public source used for attribution.

  1. X

    At @ycombinator demo day, we finished our pitch by: “We will be the best insurance broker on Earth... and they will be hatin'”. Street ...

    At @ycombinator demo day, we finished our pitch by: “We will be the best insurance broker on Earth... and they will be hatin'”. Street cred x/10?

  2. LinkedIn

    At Y Combinator Demo Day, we ended our pitch by:

    [Skip to main content](https://linkedin.com/posts/pakamienny_at-y-combinator-demo-day-we-ended-our-pitch-activity-7474842401677701120-cL1_#main-content)[LinkedIn](https://linkedin.com/?trk=[redacted-public-param]) * [Top...

  3. X

    chat, did I finally make it? just pivoted at life.

    chat, did I finally make it? just pivoted at life.

  4. X

    After spending $25k on our .com, our investors asked us to be more frugal. So we are sharing a single scooter subscription for $50/mont...

    After spending $25k on our .com, our investors asked us to be more frugal. So we are sharing a single scooter subscription for $50/month. Full circle story: @corentin_hgt was working on scooter insurance at his first startup.

  5. X

    in the last 48 hours: > we got 15K page views. > ~500 conversations > hundreds of SMS, WhatsApp, and email > 30 inbound calls to our AI v...

    in the last 48 hours: > we got 15K page views. > ~500 conversations > hundreds of SMS, WhatsApp, and email > 30 inbound calls to our AI voice agent. > 2 organic sales. > people trying to jailbreak models

  6. X

    I applied to @ycombinator 5 times. Growing up, my dad kept telling me that perseverance was the most important quality. I never forgot i...

    I applied to @ycombinator 5 times. Growing up, my dad kept telling me that perseverance was the most important quality. I never forgot it. Now I am in and with the team at @kinroai we are going at light speed.

  7. X

    Go get your insurance on kinro . com

    Go get your insurance on kinro . com

  8. LinkedIn

    Super proud to have Hemanth Sai Kosari on the Kinro team.

    Super proud to have Hemanth Sai Kosari on the Kinro team. When we were just getting started, he took the time to learn everything about Kinro and showed incredible persistence. He sent 20 emails, booked demo calls, and even built a project that became core to our business, all...