YC Spring 2026 (P26) company

Kinro

Autonomous insurance brokerage for small businesses

fintechinsurancefintech31 public signals

About Kinro

We are building the first autonomous insurance brokerage. We hit $1M in annual revenue building insurance workflows for brokers. Then we realized the bigger opportunity was replacing them. In the US, there are 36 million SMBs, and 77% are underinsured because distribution is broken. Brokers can’t serve low-premium SMBs profitably: a $2K policy takes almost as much work as a $20K one. Kinro changes that. Our AI agents handle the full broker workflow 24/7, from finding prospects to binding policies. In 3 weeks, we got licensed in 24 states and appointed by 10 carriers. Last week, our agents autonomously bound 9 policies. Before Kinro, Pierre was an AI researcher at DeepMind. Corentin was Chief Insurance Officer at an insurtech. Parth built ML systems at Zoox.

Public traction evidence

Each signal links to the public source used for attribution.

  1. LinkedIn

    At Y Combinator Demo Day, we ended our pitch by:

    At Y Combinator Demo Day, we ended our pitch by: “We will be the best insurance broker on Earth... and they will be hatin'”. What an experience YC has been for us at Kinro (YC P26)! It made us more ambitious than ever. Demo Day was the celebration of 2.5 months of relentless...

  2. X

    At @ycombinator demo day, we finished our pitch by: “We will be the best insurance broker on Earth...

    At @ycombinator demo day, we finished our pitch by: “We will be the best insurance broker on Earth... and they will be hatin'”. Street cred x/10?

  3. LinkedIn

    In the 48 hours after Y Combinator posted our launch video, we got 15K page views.

    In the 48 hours after Y Combinator posted our launch video, we got 15K page views. Kinro (YC P26) had ~500 conversations on our insurance chat, hundreds of messages across SMS, WhatsApp, and email, and 30 inbound calls to our AI voice agent. We closed two policies from these...

  4. LinkedIn

    For the first time in U.S. history, an insurance policy has been sold entirely with AI. At Kinro, we believe everyone deserves the same high-quality service when purchasing insurance: fast, transparent, consistent, and always working in their best interest. That is why we are building the first autonomous insurance agency. Our AI agents work 24/7. They speak with prospects, compare options, find competitive prices, support customers, and even review existing policies month after month to help ensure they always have the best coverage available. We are proud to be building the most fiduciary broker in the United States. If you are a commercial business looking for insurance, or you want to challenge your current policy, reach out to our agents: 📞 +1 (213) 376-6277 The future of insurance is autonomous, transparent, and customer-first. …more

    For the first time in U.S. history, an insurance policy has been sold entirely with AI. At Kinro, we believe everyone deserves the same high-quality service when purchasing insurance: fast, transparent, consistent, and always working in their best interest. That is why we are...

  5. LinkedIn

    Go get your insurance on Kinro. | Kinro (YC P26)

    Go get your insurance on Kinro.

  6. LinkedIn

    I've always wanted to solve hard and interesting technology problems that touch people's lives.

    I've always wanted to solve hard and interesting technology problems that touch people's lives. Autonomous driving is one such problem and I've spent the last six years solving that challenge. With the development of AI, entirely new fields are getting ready for their own...

  7. X

    We’re excited to share that @kinroai has been accepted into Y Combinator’s Spring 2026 batch! At Kinro, we’re building AI sales agents for financial services, starting with insurance.

    We’re excited to share that @kinroai has been accepted into Y Combinator’s Spring 2026 batch! At Kinro, we’re building AI sales agents for financial services, starting with insurance. Excited for what’s ahead and even more excited for what we’re launching this week!

  8. X

    chat, did I finally make it? just pivoted at life.

    chat, did I finally make it? just pivoted at life.