YC Summer 2026 (S26) founder

Liv Huang

Founder of Qlo, Legora for commercial insurance carriers

Company

Liv Huang is listed as a founder of Qlo. Qlo builds AI agents to run commercial insurance underwriting. We start by fully automating the operational work around risk decisions, become the system of record, and earn autonomy workflow by workflow toward the autonomous AI underwriter. We’re rebuilding underwriting infrastructure from the ground up so human underwriters and AI agents can share the same accounts, rules, documents, permissions, and workflow state.  We believe every commercial insurance program will eventually be built and operated end to end by AI agents on Qlo.

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