YC Summer 2026 (S26) founder

Philip Moniaga

Founder of Billow AI Labs, AI-native Accounting & Finance Firm for Regulated Industries

Company

Philip Moniaga is listed as a founder of Billow AI Labs. Billow handles the work of Accounting and FP&A FTEs for regulated companies while keeping teams compliant and audit-ready. We work within existing stacks (NetSuite, Coupa, and 80+ other systems) and complex spreadsheets, chasing down information and coordinating approvals across stakeholders. Built by repeat founders; Joan built and exited an accounting/ERP platform (45,000 businesses in 4 years) and Phil built Bloomberg's financial “brain” data infrastructure, and as CTO of a trading platform ($1B in volume). Advisors include CFOs, controllers, auditors from publicly-traded biopharma, and a Big-4 Accounting firm.

Founder traction evidence

Public posts and activity attributed directly to this founder.

No public traction evidence is attached to this profile yet.