YC Summer 2026 (S26) founder

Shaurya Aggarwal

Founder of Florin, Florin is an AI-native insurance company that runs autonomously

Company

Shaurya Aggarwal is listed as a founder of Florin. Florin is a full-stack insurance carrier where a model does the underwriting. When a submission comes in, Florin reads the ACORD forms, then investigates the risk on its own: satellite imagery, permits, public records, even the insured's Instagram, and catches exposures that never make it onto the application. It then simulates tens of thousands of ways the policy year could go, prices the risk, and returns a bindable quote in under a minute instead of weeks. The team is ex-Google, Tesla, Amazon, and Terrafirma, and the bet is that a carrier built this way wins on loss ratio, speed, and cost at the same time.

Founder traction evidence

Public posts and activity attributed directly to this founder.

  1. X

    an insurance company with 0 underwriters today we're launching @florin_hq (yc s26) we price risk with evidence (satellite imagery, permits, public records, even your instagram) instead of rate tables, simulating tens of thousands of futures per business.

    an insurance company with 0 underwriters today we're launching @florin_hq (yc s26) we price risk with evidence (satellite imagery, permits, public records, even your instagram) instead of rate tables, simulating tens of thousands of futures per business. bindable quotes in

  2. LinkedIn

    Excited to be judging the Stanford University x Google DeepMind hackathon this weekend.

    Excited to be judging the Stanford University x Google DeepMind hackathon this weekend. Looking forward to seeing what everyone builds. Come say hi if you're around!

  3. X

    i trolled @ycombinator and i got accepted.

    i trolled @ycombinator and i got accepted. team: me - ex-Google next-gen TPU team @amolhpant - ex-Tesla Dojo, Thiel backed Orchard Robotics @formerlypeter - ex-Terrafirma (just raised 115M) we're building @florin_hq an insurance carrier with 0 underwriters more soon......

  4. X

    or sell air filters to the ac sellers.

    or sell air filters to the ac sellers. first order thinking: build data centers second order thinking: sell hvacs to dc third order thinking: sell air filters to the hvac sellers second order thinking is consensus today so third order thinking prolly wins the beauty contest

  5. X

    AI agent meeting idea

    Startup idea: an AI agent that attends the meeting that should have been an email, then sends you the email.

  6. X

    Top three at the YC Full Stack Hackathon

    Top 3 at the Full Stack Hackathon at Y Combinator. I built SecurityUse, an open-source tool that helps secure vibe-coded apps.

  7. X

    mostly looks like marketing

    looking at his 13f. mostly looks like marketing

  8. X

    the goat

    the goat